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   Yes. They are important because they are informational about the things that we need to know for the future. For example, how to build a good credit score. 

Everyone should open a bank account.

It is important to make a budget.

It prepared you to handle your real world money.

 To make sure you pay your bills on time you can first find out when the bill is due. Then you should mark specific days to pay your bills each month. You can even make or buy a calendar strictly for bills.

Write down your expenses so that you have a list of what needs to be paid and how much you need to save a month to make sure you are not short. 

Yes it is, because it can help you with thing's you need to know about banking and credit.